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Cecilia's Group
In this Group: Kuokor, Naomi, Doris, Agnes, Grace, Abban, Doris, Grace, Cecilia, Mary
This is Cecilia's group and they are made up of ten females. They sell items like ladies’ top and down wear, bed sheets, hair and body creams, fish, charcoal, yams, eggs, stationery, provisions and plastic products.

Cecilia is a 32-year-old secondhand clothing seller. She is married to a 46-year-old civil worker and they have three children.

She sells ladies top and down wear, bed sheets and body creams. She hawks to customers in Teshie and also travels to Ashiaman and sells to customers. She has been doing this job for seven years and sells from Monday to Saturday and from 8:00 a.m. to 5:00 p.m.

Cecilia needs GHS 800 to be able to buy one bale of bed sheets to sell to customers.

Cecilia, together with her colleagues, needs GHS 7,000 to be able to buy more items to sell to customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Cecilia's Group's $3,675 loan helped a member to buy one bale of secondhand bed sheets to sell to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 26, 2013
Currency Exchange Loss:
Sep 17, 2013