Kotimi (the first woman on the left in the photo) excels in the purchase and sale of soaps, of which she has been a merchant for over nine years. She is in high demand in her town and the surrounding areas as she is very rarely out of stock. This is according to Kotimi's customers, who consist mainly of women.
Kotimi plans to use her loan to buy three sacks of kabakourouni soaps (50 pieces each) and two cartons of B.T. soaps (25 pieces each). She purchases her supplies from wholesalers in San. Kotimi conducts her business in cash, at retail, and on credit. With this loan, Kotimi hopes to achieve an average monthly income of 9,000 FCFA, which she will use to reinvest in her business and to aid her husband in the care of household expenses.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe adhérent à l’institution de microfinance Soro Yiriwaso et sont à leur 1er prêt solidaire.
Madame, Kotimi (1ere femme debout de la gauche vers la droite) excelle dans l’achat vente de savons depuis plus de 9 ans et est très sollicitée dans le village et ses environnants, puisse qu’il n’y’a presque jamais de rupture chez elle, selon ses clients majoritairement constitués de femmes.
Elle compte utiliser son prêt pour acheter, 3 sacs de savons kabakourouni (de 50 morceaux chacun) et 2 cartons de savons B.T. (de 25 morceaux chacun), elle s’approvisionne à San auprès des grossistes. Elle effectue ses ventes au comptant, en détail et à crédit.
Avec ce prêt, Madame Kotimi espère réaliser un bénéfice mensuel moyen de 9.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et aider son conjoint dans la prise en charge des besoins du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid