Divine is a member of the Siyoni Group and lives in Bujumbura. She is 31 years old and is married to Willy, a shopkeeper. Together they have six children, aged between six months and 15 years old, four of whom currently attend school. Divine also has in her care an additional dependent, the child of an extended family member, who attends school as well.
Divine has been a used shoe merchant for the past 14 years, and is on her seventh loan cycle with Turame. With the loan she receives from Kiva, Divine plans to increase her capital and purchase a large number of shoes which she will sell to increase her income.
In the coming years, Divine would like to become a wholesale merchant and see her children educated.
Divine fait partie du groupe Siyoni et habite à Bujumbura. Elle a 31 ans et est marié à Willy, un commerçant. Ensemble ils ont 6 enfants âgés de 6mois à 15 ans, 4 étudient.
Il prend soin d’un enfant membre de sa famille élargie, qui étudie.
Il fait le commerce de chaussures d’occasion depuis 14 ans.
Il est à son septième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter beaucoup de chaussures à revendre pour gagner plus.
Dans les prochaines années, il voudrait être un commerçant grossiste et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.