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Nargiz is a 53-year-old married woman living with her 54-year-old husband and two daughters in Zestafoni district. The family has two milk cows and owns a plot of agricultural land where they grow grapes. The harvested products are sold locally at the Zestafoni markets. The family has a small monthly income.

Nargiz is a very experienced farmer, as she has been in this business for 25 years. With the requested loan, Nargiz will be able to pay the university fees of her younger daughter. As she had a problem with covering monthly expenses, Nargiz was going to sell the cattle to give her daughter a chance to get a proper education.

The Kiva loan will give Nargiz an opportunity to keep their family business and invest in her daughter’s future.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Nargiz to pay her youger daughter's university fees.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Mar 1, 2013
Currency Exchange Loss:
Nov 18, 2013