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Melissa is 26 years old. She is married and has one child who is in school.
Melissa is in the agricultural business, farming fruits and vegetables in the Philippines. Melissa requested a PHP 10,000 loan through NWTF to purchase fertilizers and other farm supplies.
Melissa has been farming fruits and vegetables for three years now, and has borrowed 3 times in the past from NWTF to sustain it.
In the future, Melissa would like to save enough money to buy more farm lands.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1827
    View loans »
    Philippines Loans Fundraising
  • $60,851,250
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Melissa to purchase fertilizers and other farm supplies to continue farming fruits and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 19, 2013
Feb 26, 2013
Currency Exchange Loss:
Sep 17, 2013