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Update on Joseph

Joseph is now 39 years old. He is a businessman and he is still married to Mary. He has been in farming as a primary business for the past three years and started a bicycle transport with a monthly income of KES 15,000, which he uses to support his family.

Joseph is applying for his second loan with KADET LTD after repaying the previous loan successfully. He will use the loan to buy water pumps and pipes for irrigation. With the expected profit, he will venture into large scale farming.

His hopes and dreams are to buy a piece of land, educate his children and improve on the living standards of his family.

Previous Loan Details

Joseph is 38 years old and a mixed crop farmer. He is married to Mary, a farmer. They are blessed with two children. He has been in the farming business for the past two years, with a monthly income of KES 11,000, which he uses to support his family. He is applying for his first loan with KADET… More from Joseph's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 630
    View loans »
    Kenya Loans Fundraising
  • $39,149,000
    Funds lent in using Kiva
  • 87.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Joseph to buy water pumps and pipes for irrigation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 17, 2014