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Maria Elena
Maria is 56 years old and lives with her spouse in their own home. She makes a living doing what she knows best, that is, growing corn and beans. She has a lot of experience in farming, and as such has gained a lot of respect and admiration from her family and friends.

Maria is an entrepreneurial woman who is responsible and hard-working. She has a dream, which is to give her family a better standard of living. It is for this reason that she approached a branch of Integral to ask for a loan to help her buy manure, seeds, fertilizer and other supplies. These will help her continue to pursue her goal of helping her family.
View original language description ↓
Maria de 56 años de edad, vive junto a su esposo en su vivienda propia. Ella se gana la vida de la manera que mejor sabe hacer y esta es cultivando maíz y frijol, actividad en la que tiene una gran experiencia y por la cual se ha ganado mucho respeto y admiración de su familia y amigos. María es una mujer emprendedora, responsable y trabajadora ella tiene un sueño y es el de darle a su familia una mejor calidad de vida, es por eso que se acercó a una agencia de INTEGRAL para solicitar un crédito que le ayude a comprar abono, semillas, fertilizante y demás insumos que le sirvan para poder seguir con su objetivo de ayudar a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 736
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Elena to buy manure, seeds, fertilizer and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 5, 2013
Feb 24, 2013
Currency Exchange Loss:
Mar 17, 2014