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Felipe, 33, lives in his own house with his family. He farms and sells corn to wholesale stores which is to his advantage since he sells in large quantities. Every year, he plants the seeds, picks up the harvest and then he sells a portion while leaving some for personal consumption. This is his main source of income to help his family on a daily basis.

Felipe is known for being a hard worker, honest and very responsible. Many people give good references of him and trust the product that he sells. He decided to visit the office of INTEGRAL [MFI] to request a loan for purchasing the main agricultural inputs, such as seeds, insecticides, fertilizers, etc. This will help him to continue farming the land for harvesting allowing him to provide for his family on a daily basis. He trusts in God and his work that he will achieve very good results and realize his dream of providing a better quality of life for himself and his family.
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Felipe de 33 años de edad, vive en su casa propia junto a su grupo familiar. Él se dedica al cultivo y comercio de maíz, posee una ventaja ya que comercializa en tiendas de mayoreo sus cosechas y gracias a Dios vende en abundancia. Cada año repite esta actividad, siembra la semilla, recoge su cosecha y luego pone a la venta una parte y otra la deja para consumo. Esta es su principal fuente de ingresos y es así como se gana la vida día con día para ayudar a su familia. Felipe se caracteriza por ser un hombre trabajador, honesto y muy responsable. Muchas personas dan buenas referencias de él y confían en el producto que comercializa es por eso que tomo la decisión de visitar las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar los principales insumos agrícolas como son semillas, insecticidas, abonos, etc. y continuar así cultivando la tierra para cosechar el producto que le permita llevar el pan de cada día a su hogar. Confía en Dios y su trabajo que obtendrá muy buenos resultados y podrá lograr su sueño de mejorar su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 760
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Felipe to buy main agricultural inputs, such as seeds, insecticides, fertilizers, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 6, 2013
Feb 24, 2013
Currency Exchange Loss:
Mar 17, 2014