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Zaur is a 36-year-old man, married and has three sons. He is a farmer and has been raising seasonal fruit and vegetables for the last seven years. He chose this business because it is profitable and his fresh crop is in high demand. His primary crop is pomegranates, which are considered by Azerbaijani people as very healthy, especially fresh pomegranate juice. People use fresh vegetables every day and consider them healthy; many national dishes are made of vegetable, like 'pilau' and 'dolma'. Fresh fruit is served on every table in the Azerbaijan family and also made into fresh punch.

Zaur sells his crops in the bazaar. His monthly income is 90 AZN. His wife actively helps him to raise their crops. As thes products are in high demand, Zaur wants to expand his business and produce more fruits and vegetables to cover market demand. For this purpose he applied for 1000 AZN. He will buy seeds and fertilizers.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 16
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Zaur to buy seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 25, 2013
Currency Exchange Loss:
Feb 17, 2014