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Lorena Elizabeth
Lorena, age 31, lives in Guayaquil. She started her business selling Avon and Yambal products. However, after changing her business she started to sell shoes. She was able to get ahead with this business by earning better income for the household expenses. She likes selling goods.

She works in her business alone from 9:00 in the morning until 6:00 in the evening selling shoes. She is afraid of crime. This is because she earns a lot, and she is afraid they will rob her.

She is not married, and she has no children. For now, she supports herself. However, she hopes to have her own family in the future. She wants to be able to get married, have children, and work for them.

She wants to use the loan to buy shoes. She wants to be able to have enough income and to have her own house. She wants to have a boutique in order to display her products and to give work to people who need it.
View original language description ↓
La Sra. Lorena vive Guayaquil, tiene 31 años de edad. Ella empezó su negocio vendiendo AVON y YAMBAL pero después cambio de negocio y empezó a vender zapatillas y con este negocio pudo seguir adelante ganando así mejores ganancias para los gastos de su casa, le gusta vender artículos.

Ella realiza su negocio sola desde 9:00 de la mañana hasta las 18:00 de la tarde vendiendo sus zapatillas. Le teme a la delincuencia ya que ella gana mucho y teme que le roben.

No está casada, no tiene hijos por lo tanto se mantiene sola pero espera en un futuro tener su propia familia. Quiere poder casarse y tener hijos y trabajar para ellos.

Con el préstamo quiere comprar zapatillas poder tener suficientes ingresos y tener su casa propia y una boutique para poder exhibir sus productos y dar trabajo a personas que lo necesiten.

Additional Information

More information about this loan


This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  


Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Lorena Elizabeth to buy more shoes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 30, 2013
Listed
Feb 27, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 21, 2013