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Juan De Dios
Don Juan continues his job as a security guard, working on different shifts in order to financially support himself. He owns a small grocery store managed by his wife, an activity they have started thanks to their savings and to loans form Afodenic. Thanks to his earnings he is able to pay for his 12-year-old son’s school fees. The loan he is currently requesting will be used to have a wall built at the back of his house. He will buy quarry stones, iron, cement, sand, piedrín (a type of building stone) and blocks thanks to the financial support he hopes to continue receiving through the loan, as this will help him succeed in improving his standard of living one step at the time.
View original language description ↓
Don Juan sigue adelante siempre con su trabajo como guarda de seguridad por turnos variados lo que hace para apoyarse económicamente tiene su pequeño negocio de pulpería que la administra su esposa lo cual inicio con ahorros y préstamos con Afodenic, con estos ingresos le es posible cubrir los gastos de colegio de su hijo de 12 años. El crédito solicitado en esta ocasión lo necesita para hacer el muro de la parte trasera de su casa comprara piedra cantera, hierro, cemento, arena, piedrín, bloques esto será posible gracias al apoyo de financiamiento por lo que espera seguir contando con el apoyo de crédito para mejorar el nivel de vida poco a poco.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 131
    View loans »
    Nicaragua Loans Fundraising
  • $24,575,325
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Juan De Dios to buy quarry stones, iron, cement, sand, piedrín and blocks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 1, 2013
Currency Exchange Loss:
Jan 18, 2014