Ruta has applied for a loan from VisionFund Albania that will enable her to build a stable for her animals.
Ruta is in her early 50s, married and has two sons who are 25 and 23 years old. They live together in northern Albania. For a very long time, Ruta’s husband has been isolated and living in a fortified tower to avoid attacks due to a blood feud, which is very common in some regions in the north.
Ruta has been practicing livestock and agriculture as the only source of income for over 13 years. Her children have been helping her as well. Her youngest son continues his university studies and is available to offer some help only in the summer time. Her oldest son is full time by her side. “Without any help from my husband, it would have been very difficult, if I had to support all of them on my own. My kids have been my greatest support these latest years and I am very grateful to them,” Ruta stated.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.