James is a 33-year-old married man. He has a 1-year-old and a 5-year-old child. He describes himself to be a social and business-oriented man. He operates a motorcycle business where he provides transportation services. He has been involved in this business for 1 year. His business is located in a viable business area and his primary customers are local residents.
He describes his biggest business challenge to be the frequent breakdowns of his motorcycle. He will use the Kes 30,000 loan to buy another motorcycle. His business goal is to expand his business within 5 years. This is his second loan with SMEP DTM.