Michael is a married man. He has a child who is 5 years old. He describes himself to be a business-oriented and determined man. He operates a farm stand where he sells coffee. He has been involved in this business for 2 years. His business is located in a productive area and his primary customers are daily consumers from the neighborhood.
He describes his biggest business challenge to be insufficient funds for improving the business. He will use the Kes 30,000 loan to buy fertilizer and baking flour. His business goal is to buy land to expand his farming business within 5 years. This is his second loan with SMEP DTM.