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Rosa Vilma
Rosa, 41 years old, lives in her own home with her family unit of her husband and her children. She makes a living in the agriculture of basic grains like corn and beans. She performs this activity with her husband and in this way they manage to bring home each day’s bread. Rosa is an enterprising, hardworking and responsible woman. She has always worked in agriculture, therefore she knows very well the way to do this activity. Each year she carries out this activity from which she sells a part of her harvest and the other part is left for consumption. It is in this way that little by little she is getting ahead and giving her family food staples. She lives in very humble conditions with her family. This makes her seize more strength to continue fighting for a different future.

She has made the decision to request this loan from Integral in order to invest in agricultural supplies like seeds, fertilizers, insecticides, etc. It is in this way that she will earn a living and bring home each day’s bread. She hopes that this year the harvest will be favorable and that she will manage to fulfill her dream.
View original language description ↓
Rosa de 41 años de edad y habita en casa de su propiedad junto con su grupo familiar su esposo y sus hijos. Ella se dedica a la agricultura de granos básicos como maíz, frijol .Esta actividad la realiza junto a su esposo y es así como logran llevar el pan de cada día a su hogar. Rosa es una mujer emprendedora, trabajadora y responsable. Siempre se ha dedicado a la agricultura por lo que conoce muy bien la manera de hacer esta activada. Cada año realiza esta actividad de la cual vende una parte de su cosecha y la otra la deja para consumo. Es así como poco a poco va saliendo adelante y dando a su familia el alimento básico. Vive en condiciones muy humildes junto con su familia, esto la hace agarrar más fuerzas para seguir luchando por un futuro diferente. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en los insumos agrícolas como: semillas, abonos, insecticidas, etc. Es así como se gana la vida y lleva el pan de cada día a su hogar. Espera que este año la cosecha sea favorable y logre cumplir su sueño.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 455
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Rosa Vilma to invest in agricultural supplies like seeds, fertilizers, insecticides, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2013
Feb 23, 2013
Currency Exchange Loss:
Feb 21, 2014