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Ramon
Ramón lives with his life partner in his own home. He works growing corn and beans. He has been working several years in agriculture and has gotten a lot of valuable experience that permits him to always obtain the best crops. The land is in an accessible location and suitable for farming and with fertile soil. He sells everything he grows in the surrounding areas of the community. He has many clients as they know that everything he sells is good quality and at good prices and also he is known for having the best service.

Ramón is a determined man, responsible and hard working. He has many goals for the future and has the commitment and tenacity to reach them. Last growing season he had some losses and he wants to recover but does not have sufficient capital so he is asking Integral for a loan to permit him to buy corn seed, beans, herbicide, fertilizer, tools, etc. Ramón has good payment references and good moral character. He is grateful for the help and is sure he can repay his loan while offering his family the full life they are worthy of.
View original language description ↓
Ramón vive junto y su compañera de vida en casa de su propiedad, él se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y se ha hecho de mucha experiencia valiosa que le permite obtener siempre la mejores cosechas, el terreno esta en un lugar accesible apto para el cultivo y con suelo fértil, todo lo que produce lo comercia en todos los alrededores de la comunidad, ya tiene mucha clientela pues las personas saben que todo lo que vende es de primera calidad y a precios accesibles además se caracteriza por tener el mejor servicio; Ramón es un hombre decidido, responsable y muy trabajador, tiene muchas metas para el futuro y con empeño y constancia piensa alcanzarlas, en la ultima temporada de siembra tuvo algunas perdidas y quiere recuperarse pero no posee de suficiente capital por eso le s solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, herbicida, abono, herramienta, etc. Ramón tiene buenas referencias de pago y una moral intachable, se siente contenta con la ayuda y asegura poder saldar la deuda, a la vez ofrecerle a su familia una vida plena como se la merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 562
    View loans »
    El Salvador Loans Fundraising
  • $23,948,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ramon to buy corn seed, beans, herbicides, fertilizer, and tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 6, 2013
Listed
Feb 23, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014