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Flora Elena
Flora, 44, was born in Jalapa, Nueva Segovia but now lives in Managua. She is married and the mother of two children, ages 17 and 20. She is studying law, and she also sells cosmetics. She studies hard, and, at the same time, she works to have extra income and to continue her coursework.

Flora decided to study law because she wanted to be independent and earn her own living. She says her husband is supportive and helps her sells cosmetics. She is applying for a loan to pay for her degree program. One of her goals is to finish her law degree so the she has better employment opportunities.
View original language description ↓
Flora de 44 años de edad, originaria de Jalapa, Nueva Segovia pero actualmente vive en Managua, casada, madre de 2 hijos entre las edades de 17 y 20 años, se dedica a estudiar la carrera de Derecho y al mismo tiempo trabaja vendiendo e cosméticos, con mucho esfuerzo ha podido estudiar y a la misma vez trabajar para tener ingresos extras y poder salir adelante con sus estudios. Ella decidió estudiar la carrera de derecho porque desea ser alguien independiente y generar ingresos por sí misma, cuenta con el apoyo de su esposo quien le ayuda a vender sus cosméticos.
Ella está solicitando el financiamiento para poder pagar el Curso de Titulación. Una de sus metas próximas es poder sacar otra especialidad en derecho, con el propósito de obtener mejores oportunidades de trabajo.

Additional Information

More information about this loan

This loan is part of MiCredito’s higher education program, Educredit, which offers financing for tuition and educational supplies to everyone from high school students to graduate students. Without this support, it is unlikely these students would otherwise be able to afford their studies. MiCredito provides these loans at a lower interest rate than typical business or consumer loans and offers students flexible repayment plans. 

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Flora Elena to pay for her degree program.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 9, 2013
Feb 23, 2013
Currency Exchange Loss:
Jun 17, 2014