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Merly Liliana
Merly is 31 years old and lives with her two-year-old son in the city of Chiclayo, in the district of Guadalupe. She is a kind, hardworking and enthusiastic person who dedicates all of her efforts to providing for her son, as she is both mother and father to him.

Thanks to her determination and hard work, Merly was able to study to become a nurse. In her free moments she likes to do small chores and on occasion she cooks a delicious Arroz con Pollo [rice with chicken] to share with her family.

On her own initiative and with a lot of effort and determination, Merly works at her small beauty products business. In addition, she does small nursing jobs in which she cares for the elderly. She works every day from early in the morning for about ten hours each day. Merly believes that her business is going well because of the kind and friendly service she gives her customers.

Merly is very grateful to Kiva lenders, because thanks to their help she will be able to buy merchandise for her business, such as creams, cosmetics, perfumes, makeup and others. This will allow Merly to better stock her business and to sell to more customers. In this way she will continue working and striving to achieve her greatest dream, which is to have a large commercial store.
View original language description ↓
Merly es una mujer de 31 años, vive en la ciudad de Chiclayo, en el distrito de Guadalupe con su pequeño hijo de 2 años, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzo por sacar adelante a su pequeño, ya que ella es madre y padre para él; gracias a su esfuerzo Merly pudo estudiar la carrera técnica de Enfermería, en sus ratos libres le gusta realizar trabajados menores y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Merly trabaja en su pequeño negocio de venta de productos de belleza, adicionalmente realiza pequeños trabajos de enfermería cuidando a algunos ancianos, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, Merly cree que le va bien por el trato amable y cordial que brinda a sus clientes.
Merly se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, como cremas, cosméticos, perfumes, maquillaje y otros, de esta manera Merly tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una gran tienda comercial.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Merly Liliana to buy merchandise such as creams, cosmetics, perfumes and makeup.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2013
Listed
Feb 25, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013