Thanks to her determination and hard work, Merly was able to study to become a nurse. In her free moments she likes to do small chores and on occasion she cooks a delicious Arroz con Pollo [rice with chicken] to share with her family.
On her own initiative and with a lot of effort and determination, Merly works at her small beauty products business. In addition, she does small nursing jobs in which she cares for the elderly. She works every day from early in the morning for about ten hours each day. Merly believes that her business is going well because of the kind and friendly service she gives her customers.
Merly is very grateful to Kiva lenders, because thanks to their help she will be able to buy merchandise for her business, such as creams, cosmetics, perfumes, makeup and others. This will allow Merly to better stock her business and to sell to more customers. In this way she will continue working and striving to achieve her greatest dream, which is to have a large commercial store.
Por iniciativa propia, con mucho empeño y dedicación, Merly trabaja en su pequeño negocio de venta de productos de belleza, adicionalmente realiza pequeños trabajos de enfermería cuidando a algunos ancianos, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 10 horas, Merly cree que le va bien por el trato amable y cordial que brinda a sus clientes.
Merly se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, como cremas, cosméticos, perfumes, maquillaje y otros, de esta manera Merly tendrá su negocio mejor abastecido y podrá atender a mas clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una gran tienda comercial.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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