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Nancy Marlene
Nancy is a 28-year-old woman who lives in the city of Ica, which is in the District of Parcona. She has a seven-year-old son who she loves and is her main reason for living. Nancy is a friendly, hardworking, and enthusiastic person who dedicates all of her efforts to moving her family forward. She must also be both mother and father to her child. Thanks to her efforts, Nancy was able to study for a technical degree in cosmetology. She enjoys watching television in her free time. On a few occasions, Nancy prepares a delicious dish of “ceviche” (marinated seafood) to share with her family.


With great effort and dedication and the support of her parents, Nancy works at her small beauty salon. She provides haircuts, hair styling, manicures, and pedicures. Nancy begins her work every day in the early morning hours and is able to work approximately eight hours a day. She enjoys her work and believes that she is doing well because of the friendly treatment she provides to her customers.


Nancy is extremely grateful to the Kiva lenders. Thanks to the assistance they have provided, she will be able to buy a special chair for performing rinses and hair coloring jobs. Nancy hopes that this will allow her to provide better service. She will continue working and striving until she accomplishes her greatest dream of becoming a successful businesswoman. As a result, she will be to help her young son get ahead.

View original language description ↓
Nancy es una mujer de 28 años, vive en la ciudad de Ica, en el distrito de Parcona con su pequeño hijo de 7 años, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, ya que ella es madre y padre para su pequeño; gracias a su esfuerzo Nancy pudo estudiar la carrera técnica de cosmetología, en sus ratos libres le gusta ver televisión y en algunas ocasiones cocina un riquísimo Ceviche para compartir con su familia.
Con mucho esfuerzo, dedicación y gracias al apoyo de sus padres, Nancy trabaja en su pequeño salón de belleza, brindando servicios de corte, pintado de cabello, manicure y pedicura, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, Nancy se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Nancy se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una silla especial para enjuagues y tinte de cabellos, de esta manera Nancy espera brindar un mejor servicio, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de convertirse en una empresaria de éxito y asi poder sacar adelante a su pequeño.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Nancy Marlene to buy a special salon chair.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 12, 2013
Listed
Feb 23, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014