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San Ramon Group
In this Group: Liliana, Felicia, Luisa, Maria, Selva, Lilian, Albertina, Simeona, Pablina, Angela, Noelia, Ilda, Lourdes, Antonia, Gladys, Martina, Graciela, Saturnina, Esmelda*, Celeste*
* not pictured
"San Ramón" group is in its first cycle and its members are working together to get ahead in life. In a survey, twelve of the group’s members were found to be living below the poverty line.

One of the members is Mrs. Felicia, who is in level one. With great effort, she is working to improve her economic situation and help her family. She has a grocery store and is requesting this loan to invest in buying supplies such as bakery products, beverages and dairy products. With this, she will be able to continue with her business plans and continue serving her customers.
View original language description ↓
El grupo llamado San Ramon este en su primer ciclo, y están trabajando juntas para salir adelante, doce de estas mujeres en su encuesta de eliminación mostraron estar por debajo de la línea de la pobreza.
Una de las integrantes es la Sra. Felicia es una de estas mujeres del nivel uno, con mucho esfuerzo está trabajando para mejorar su economía y de esa forma ayudar a su familia. Tiene una despensa y está solicitando de este crédito para poder invertirlo en la compra de insumos para su despensa, como ser panificados, bebidas, lácteos y demás, ya que con esto podrá seguir con su plan de negocios y seguir surtiendo a su clientela.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 96
    View loans »
    Paraguay Loans Fundraising
  • $32,366,075
    Funds lent in using Kiva
  • 3,919.3
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Ramon Group's $2,825 loan helped a member to buy supplies such as bakery products, beverages and dairy products.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 23, 2013
Currency Exchange Loss:
May 17, 2013