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Update on James

James has since paid off his previous loan owing to the good harvest of the previous season. He has used the proceeds to lease an additional five acres of land where he will plant maize and beans, in addition to wheat farming.

He has applied for KES 50,000 from KADET LTD which will facilitate in paying for additional labour as well as the purchase of inputs like fertilizers, seedlings and pesticides.

He plans to educate his children with the farm proceeds and better the family living standards. His hope and dream is to become a large scale farmer.

Previous Loan Details

James is 36 years old, married and a father of six children. He is a maize and wheat farmer, and has been in this business for the last seven years with a monthly income of KES 11,000. He is taking his first loan of KES 30,000 from KADET LTD, and this will facilitate him in his preparation of... More from James's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 706
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 87.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped James to buy farm inputs and prepare the farmland.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Feb 12, 2013
Feb 25, 2013
Currency Exchange Loss:
Dec 17, 2013