Arman is a self-starter from Chayqend, a village in the Kapan region of Armenia. He lives with his wife and little daughter, along with his parents and one brother.
Arman keeps two cows and two bulls, and he uses the milk for cheese production. He generates income by selling the cheese and milk at local markets. Arman does his best to sustain his family and cover their basic costs, but unfortunately his monthly income is not really enough for such a big family.
So, Arman has applied for this loan to expand his agricultural holdings. With the help of this loan, Arman can buy two cows and a heifer. This will help him to increase his agricultural activity and generate more income.
Arman is a very hardworking person and he hopes that this loan will help him to create a better future for his family.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.