Bernard is a 33-year-old married man with two children, aged 3 and 5 years old. Two years ago, he started a restaurant business selling food, tea and snacks. He describes himself as a honest and determined man. His business is in a good location to attract clients.
Bernard describes his biggest business challenge as having enough space for his customers. He has applied for a loan of 20,000 Kenyan Shillings to buy food ingredients for making meals with. He dreams of running a hotel in five years time.