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Rukhsana, age 47, is a shoemaker. She initiated this business many years ago because her husband's income was not sufficient to meet the needs of their six children. This allows her to contribute to the family income.

By this time, this vigorous seamstress has attained a regular list of customers; however, due to lack of availability of funds, she is unable to meet with their daily demand. For this reason, she has requested a loan in the amount of Rs 35,000 from the Kashf Foundation. She intends to use her loan funds to buy more spools of thread in different colors as well as packs of buckles. This investment will create a means of increasing revenues so that she may be able to generate a healthier source of income.

Rukhsana is in her fifth loan cycle and has a good repayment history. She is thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 474
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rukhsana to buy more spools of thread in different colors as well as packs of buckles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Mar 1, 2013
Currency Exchange Loss:
Mar 21, 2014