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This is 41-year-old Ishmail. He is married and has two children, a school-going ten-year-old child and a five-month-old baby. He has three additional dependents, one who is a school-going child he is helping and two who help with domestic work.

In 2005, Ishmail established his clothing business. After attaining his Ordinary Level education certificate he joined his elder brother in this business. He had wanted to go to college but was not able to for lack of financial support. He and his brother worked in the trade together for years, until Ishmail set up his own business.

Working seven days a week and eleven hours a day, he earns about SLL 1,100,000 every month from this business. He would like a loan in the amount of SLL 4,000,000. Ishmail requires a loan in order to purchase jeans, shoes, t-shirts, sneakers, Lacoste shirts, and football jerseys.

In the future, Ishmail plans to expand his business, set up a cosmetics store and educate his children. He is a hardworking and competitive businessman. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 1
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,314.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ishmail to pay for more jeans, shoes, t-shirts and football jerseys.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 24, 2013
Currency Exchange Loss:
Nov 17, 2013