Update on SentoThis is 41-year-old Sento. She is married and has four children who are 4, 8, 13 and 20. She has one additional dependent who lives with her to assist with the house chores. In 2002, Sento established her clothing business. She began her business because she wanted to assist her husband who is a miner in taking care of the home. Her business is located in the city center and her main customers are women. Working 7 days a week and 12 hours a day, she earns about Le 1,500,000 every month from this business. She would like a loan of Le 3,000,000. She has repaid one loan. Sento requires a loan in order to buy more dresses for resale. She hopes that this loan will help to improve the business by getting more stock. In the future, Sento plans to open a shop and to improve her profit. She thanks you for your support.
Previous Loan DetailsThis is 40-year-old Sento. She is married and has 4 children aged 3, 7, 12 and 18. She has 1 additional dependent who lives with her to help with the house chores. In 2002, Sento established her business selling shoes, dresses, pants, sandals, earrings, and chains. She began her business to help ... More from Sento's previous loan »
About the Association or Rural DevelopmentThe Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid