Arthémie is part of the group Twizere and lives in Kayanza. She is 32 years old and married to Diomède, a merchant and farmer. Together they have five children, from 7 months old to 15 years old; three of them are students.
Arthémie has had a store (rice, beans, cassava flour,…) for eight years.
She is on her second Turame loan. With the KIVA loan she is obtaining, she is going to increase her capital and purchase many items for her store (rice, beans, cassava flour,…) to resell, so as to earn more.
In the coming years, she would like to purchase a vehicle to facilitate her commerce and to see her children attend school.
Arthémie fait partie du groupe Twizere et habite à Kayanza. Elle a 32 ans et est mariée à Diomède, un commerçant et agriculteur. Ensemble ils ont 5 enfants,âgés de 7mois à 15 ans, dont 3 étudient.
Elle fait le commerce de boutique (riz, haricot, farine de manioc,…) depuis 8 ans.
Elle est à son deuxième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup d’articles de sa boutique (riz, haricot, farine de manioc,…), à revendre pour gagner plus.
Dans les prochaines années, elle voudrait acheter un véhicule pour faciliter son commerce,et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.