Peter is a married man. He describes himself to be God fearing, social and talkative. He operates a motorcycle with which he provides transportation services. He has been involved in this business for 2 years. His business is located in a residential area and his primary customers are local residents. He describes his biggest business challenge to be insecurity within the area. He will use the KES 15,000 loan to buy eggs and milk for starting a new retail business . His business goal is to improve his business within 5 years. This is his first loan with SMEP DTM.