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Update on Susar

Susar is requesting a concurrent loan, because she is receiving an increasing number of orders, which she cannot fulfill on time due to a lack of machines and workers. She has therefore turned to Bai Tushum & Partners for a loan of 120,000 som (KGS). She will use her loan to buy three sewing machines. By increasing her productivity, she will also be able to increase her income. Susar needs this as she has to finance her daughter's education, and marry her son.
View original language description ↓
Сусар обращается за параллельным кредитом так как с увеличением заказов не успевает выполнять их, так как не хватает машинок и людей. Сусар обратилась в банк «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку 3 швейных машинок. С увеличением производительности, Сусар сможет увеличить свои доходы.Ведь ей предстоит обучать дочку и женить сына.

Previous Loan Details

Susar is 50 years old, married and has three children. To provide the primary source of income for her family, she is involved in sewing outerwear and light clothing, having started this business in 1998 with a sum of 5,000 som (KGS). Thanks to style and high quality of produced clothing, Susar... More from Susar's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Susar to purchase three sewing machines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 23, 2013
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Susar. It was first posted on Kiva on Sep, 2012. Learn More