Catalina Lucrecia is married. She is 34 years old and has 6 years of primary education. She has 3 children who are in school. She embroiders guipiles, blouses and aprons. She started this work thanks to the support of a family member who made a loan. So far, she has 8 years experience. She has her husband's help; he is a bricklayer.
She organizes a group and and is asking for a loan she will use to buy traditional fabrics for aprons. She will be able to have more production of embroidered aprons. She hopes in the future to have a great production company. The other members do embroidery, sell ice cream and raise animals.
La señora Catalina Lucrecia esta casada, tiene 34 años de edad, cursó los 6 años de educación primaria, tiene 3 hijos quienes están estudiando, se dedica al bordados de guipiles, blusas y delantales, trabajo que inicio gracias al apoyo de un familiar haciendo un préstamo, hasta el momento lleva 8 años de experiencia, cuenta con el apoyo de su esposo quien se dedica a la albañilería.
organiza un grupo y solicita un préstamo que lo utilizara para la compra de telas típicas para delantal, y si poder tener grade producción de delantales bordados, esperando en el futuro tener una gran maquila. Los demás integrantes se dedican al bordado, venta de helados, crianza de animales.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.