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María Elena
María has a small grocery store and fast food business. She started this business eleven years ago with her own effort.

Adjacent to her grocery store, she has a stall where she sells fast food and natural refreshments.

As a businesswoman, she plans to improve her commercial activity and she is in need of financial contributions to strengthen her small business. She is a single mother with a desire to succeed.
View original language description ↓
Doña María tiene un negocio de pulpería y de comida corriente, su negocio lo inicio desde hace once años con esfuerzos propios.
Contiguo al negocio de su pulpería tiene un ranchón donde vende comida corriente y refrescos naturales.
Como comerciante se ha proyectado en mejorar su actividad comercial y necesita de la colaboración financiera para fortalecer su microempresa.
Ella es madre soltera y con deseos de salir adelante.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped María Elena to buy basic goods such as rice, sugar, beans, and oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 23, 2013
Currency Exchange Loss:
Sep 17, 2013