Carolina lives in the city of Managua, is married and has three young children. She runs a convenience store out of her home to help with household bills and her college expenses. She is studying for a law degree to be able to move up in life and improve her and her family's quality of life once she becomes a professional. She is requesting a loan from Kiva partner CEPRODEL to pay for her college degree and cover monograph expenses.
La señora Carolina vive en la cuidad de Managua, es casada y tiene tres hijos menores, ella tiene una pulpería en su casa que la atiende para ayudar en los gastos familiares y sus gastos de estudios en la universidad, ya que ella estudia la carrera de derecho para poder superarse y poder mejorar su calidad de vida y la de sus familiares al realizarse como profesional.
Es por esta razón que esta solicitando a kiva y ceprodel un crédito para invertirlos en el pago de su titulo universitario y gastos de su Monografía.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.