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Norma is a 30 year old woman and is married. She is a fighter, a businesswoman and has a lot of desire to get ahead. Together with her husband, she has three children who are studying in school. She and her husband work in agriculture planting corn, beans, vegetables, sweet chiles, cucumbers, etc. She does not have any education because her parents had very few resources and were not able to support her, but she learned to work the earth when she was very young. Her parents taught her this activity. Today she, together with her husband, are adding other products for planting. Their produce is sold and marketed in the areas around their home, in the local market and through brokers who certify their produce as healthy, without contamination and not treated with chemicals or other items that make them grow at an accelerated rate. The land that they work on is not their own property because they rent where they live. At the same time, the owner helps them by giving them permission to work the land to provide for their necessities like food, clothes, medicine and most importantly, the studies of their children.

Norma needs assistance to purchase an electronic irrigation pump. It will benefit them more than the pump that they have right now because the current one uses combustible fuel and, due to the rise in pricing and instability of this fuel, it increases their costs and prevents them from getting earnings.

Her dream is to be able to see her children graduate from a university so that they can have better employment opportunities, better earnings and a better lifestyle and also to continue supporting her husband each day according to their ideals and to get head together as a family.
View original language description ↓
Norma es un mujer de 30 años de edad casada, luchadora, emprendedora y con muchos deseos de superación, junto a su esposo tienen 3 hijos los cuales estudian en la escuela, ella y su esposo se dedican a la agricultura en la siembra de maíz, frijoles, hortaliza, Chile dulce, pepino, etc. ella no tiene ningún grado de educación ya que sus padres eran de bajos recursos y no pudieron apoyarla, pero desde muy pequeña aprendió a trabajar la tierra dicha actividad fue enseñada por su padres hoy en día junto a su esposo agregando otros productos para la siembra. su producto es vendido y comercializado en los alrededores de su vivienda, en el mercado local y con algunos intermediarios mismos que califican su producto como un producto sano, no contaminado, ni adulterado con químicos u otros que hagan crecer de una forma acelerada. La tierra que ellos trabajan no es de forma propia ya que donde ellos viven alquilan y al mismo tiempo el propietario les ayuda con el permiso y consentimiento de trabajar la tierra para suplir sus necesidades como alimentación, vestimenta, medicina y principal mente los estudios de sus hijos.

Norma necesita ayuda para la compra de una bomba de riego electrónica la cual le beneficiara mas que la bomba que ellos tienen actualmente, ya que su funcionamiento es a bese de combustible y debido a la alza e inestabilidad de este producto los costos se le incrementan y no logran ver ganancias.

Sus sueños son poder ver a sus hijos graduados en un nivel universitario para que tengan mejores oportunidades de empleo, mejores ingresos y tengan un mejor estilo de vida, como también seguir apoyando a su esposo a diario en sus ideales y salir adelante juntos como familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $9,205,075
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Norma to buy an electronic irrigation pump for her crops.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 21, 2013
Feb 22, 2013
Currency Exchange Loss:
Feb 17, 2014