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Carmen Rosa
Carmen is 55-years-old, she lives in the city of Chincha, a city which is characterized by its warm and welcoming climate. Its inhabitants are also very happy people who have a special gift in preparing dishes. The city of Chincha is the birthplace of major Peruvian sporting athletes and above all, it is where one of the traditional dances of our country, the Festejo, is danced. Carmen is mother to four children, who are now all adults, but for whom she has always fought to given them a dignified life and in particular, a true example of hard work and love. Rosa is a very hardworking woman, but when she has a bit of free time, she very much likes watching television and on occasions, she loves preparing one of her favorite dishes which is the delicious “Arroz con Pato con causa rellena”. Given her minimal financial resources, she could only complete up to the 4th year of secondary school, but she would have liked to study to be a secretary.

From day to day, Rosa works in her small business selling colado (a traditional bean dessert), which is a very delicious sweet that can be eaten with bread or eaten alone. She also sells sandwiches and drinks called champús which is also a typical sweet in our country. Rosa works around 10 hours a day in her business, she believes that it the business is going well for her because she has a lot of experience and because she has an excellent sense of taste.

Carmen is very grateful to the Kiva loan lenders as this is the second time that they have given their enormous help, and on this occasion, she will be able to buy merchandise for her business such as plastic food containers to sell her products, as well as supplies such as beans, chanchaca (a sweet sugary sauce), and sesame in bulk, etc. In this manner, she will be able to offer her products in a better way, increase her sales and continue fighting every day to make her greatest dream a reality: building her home as it collapsed in the 2007 earthquake.
View original language description ↓
Carmen tiene 55 años de edad, vive en la ciudad de Chincha, ciudad que se caracteriza por su clima cálido y acogedor, asimismo sus pobladores son personas muy alegres y tienen un don especial para la preparación de platillos, asimismo la ciudad de chincha es la cuna de grande s glorias del deporte peruano y sobre todo se baila uno de los bailes típicos de nuestro país el cual es el festejo. Carmen es madre de 4 hijos, los cuales actualmente son mayores de edad, pero por quienes siempre ha luchado para poder darles una vida digna y sobre todo con ejemplo de trabajo y amor. Rosa es una mujer muy trabajadora pero cuando tiene un tiempito libre le gusta mucho ver televisión y en ocasiones le encanta preparar uno de sus platillos favoritos el cual es el riquísimo “Arroz con Pato con causa rellena”. Debido a sus pocos recursos económicos ella solo pudo estudiar hasta el cuarto grado de secundaria, pero le hubiera gustado estudiar secretario.

Día a día Rosa trabaja en su pequeño negocio de venta de colado, el cual es un dulce muy rico que puede comerse acompañado de pan o comerse solo, también ofrece sándwich y champú, que también es un dulce típico de nuestro país, Rosa trabaja en su negocio alrededor de 10 horas diarias; ella cree que le va bien en su negocio porque tiene mucha experiencia y porque tiene una buena sazón.

Carmen está muy agradecida con los prestamistas Kiva ya que es la segunda vez que le brindan su gran apoyo y en esta oportunidad podrá comprar mercadería para su negocio como taper plásticos para poder vender sus productos, así como insumos como frejol, chanchaca, ajonjolí al por mayor, entre otros; de esta manera ella podrá poder ofrecer de mejor manera sus productos y podrá mejorar sus ingresos y seguir luchando cada día para poder hacer realidad su más grande sueño:” Poder construir su vivienda ya que se derrumbo por el terremoto del año 2007”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $55,266,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Rosa to buy plastic food containers, supplies such as beans, chanchaca, sesame in buik, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2013
Listed
Apr 1, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014