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Ethel Nohemí
Ethel lives in the town of Catarina, which belongs to the white villages of the Department of Masaya. Ethel is married and 36 years old. Her household consists of her husband and young daughter.

Ethel is a merchant. She learned this trade from her parents, because they also worked in the same industry. They were selling traditional outfits, and Ethel saw that it provided good income, so she decided to establish her own business of selling traditional clothing 3 years ago. She comments that she began with her own savings to invest a small amount in clothing to try and attract her own customers.

In order to sell and make her merchandise more attractive, Ethel rents a booth at the main entrance to the town of Catarina. Her customers are mainly domestic and foreign tourists who visit the touristy city.

Ethel sells her products to artisans of the region that specialize in decoration.

Currently she needs to invest more in her business to purchase wool skirts, dresses, non-embroidered and embroidered blouses, peasant dresses, and cottons among other things.

Ethel considers that this investment will help her greatly to supply her model with a variety of traditional clothing, increase her income and give her a better quality of life for her home.
View original language description ↓
Doña Ethel, reside en el municipio de Catarina pertenecientes a los pueblos blancos del departamento de Masaya, casada, tiene la edad de 36 años, Su núcleo familiar compuesto por su esposo y su hija pequeña, comerciante.

Esta actividad la conoció y aprendió de sus padres, porque también ellos se desempeñaban en lo mismo, ellos vendían trajes típicos, y ella miraba que le daba buenos ingresos, de tal manera que se decidió a establecer su propio negocio que consiste en vender ropa típica desde hace 3 años, comenta que comenzó con sus propios ahorros invirtiendo una pequeña cantidad en trajes para probar como le iba y captar sus propios clientes.

Ethel para poder vender y hacer mas atractivo su mercadería, alquila un modulo en la entrada principal al municipio de Catarina, sus clientes son principalmente turista nacionales y extranjeros que visitan la cuidad turística.

Sus productos los compras a artesanos de la región se que se especializan en su elaboración.

Actualmente esta necesitando invertirle más a su negocio para la compra de faldas de manta, vestidos grandes, blusas sin bordar y bordadas, vestidos campesino, cotonas entre otros.

Considera que le ayudara mucho la inversión para surtir el modulo con variedad de ropa típica, mejorar sus ingresos y les dará una mejor calidad de vida a su hogar.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ethel Nohemí to purchase wool skirts, dresses, non-embroidered and embroidered blouses, peasant dresses, and No. 2, 4, 6, 8, type of cotton.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 14, 2013
Listed
Feb 22, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014