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Margret's Group
In this Group: Justine, Margret, Resty, Veronica, Christine
Margret’s group comprises five members who all live in the same village. All the group members are smallholder farmers; they grow crops and rear animals on a small scale. Members grow crops like maize, onion, beans, ground nuts, soya beans, and vegetables. Two of the members also rear pigs.

The group leader, Margret (second from left), is 46 years old and a widow with six children -- two of who were born with physical disabilities.

Margret grows beans, maize, and rears animals. She has been a farmer for the last twenty years, and she earns all her income from farming. Margret and other members of her group attended YICE’s trainings in farming-as-a-business and acquired skills in better farming methods that will increase their farming productivity.

Margret and her group members are requesting a loan to buy good quality seeds, pesticides, herbicides, and fertilizers for their farming enterprises. Margret plans to use profits after sale of her produces to expand her farm size and has a dream of building a good house for her children.

Additional Information

About Youth Initiative for Community Empowernment

Youth Initiative for Community Empowerment is a registered women and youth empowerment initiative in Central Uganda. Aiming to empower vulnerable women and young people both economically and socially, it provides training in agricultural business development and health topics. Kiva lenders’ funds are used to support training programs for vulnerable women, including single mothers and out-of-school girls, and to help them start their own farming businesses.

Youth Initiative for Community Empowerment (YICE) joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 195
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,677.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Margret's Group's $350 loan helped a member to pay for farm inputs like good quality seeds, fertilizers, herbicides and pestcides to improve their farming.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Feb 26, 2013
Currency Exchange Loss:
Sep 4, 2014