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Yamileth is 41 years old, married, and has three children who are her greatest priority. She wants to buy fruits and vegetables that she can resell in the shop located in her house. Yamileth has been in this business for several years. Her husband has a farm where he produces bananas, oranges, and organic vegetables that she can sell in her shop. Yamileth would like to grow more so that she can satisfy the needs of her customers.

This is the first loan she has received from FUDECOSUR. She has not received any other loans from the state banks or the cooperatives. FUDECOSUR is offering this loan with better terms and a lower interest rate.

Yamileth also wants to provide her children with the necessary education so that they can become prepared individuals and have an easier time facing the world.

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Yamileth, tiene la edad de 41 años, es casada, y tiene 3 hijos que son su mayor prioridad. Ella quiere comprar frutas y verduras para revender en su local que tiene en la casa. Tiene varios años que se dedica a este negocio. Su esposo produce en su finca bananas , naranjas y hortalizas orgánicas, que venden en el mismo local. Ella quiere crecer mas, para satisfacer las necesidades de sus clientes. Es el primer préstamo que ha recibido de FUDECOSUR. No ha realizado otros préstamos en bancos estatales o Cooperativas, pero FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja. El también tiene el deseo de brindarle a sus hijos la educación necesaria para que sean en el futuro personas preparadas y puedan enfrentar de manera más fácil la vida.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 499.6
    Costa Rica Colones (CRC) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,025 helped Yamileth to buy fruits and vegetables.
99% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 5, 2013
Feb 23, 2013
Currency Exchange Loss:
Feb 20, 2015