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Bunyod has been raising livestock since he was a boy. He used to help his father feed the animals, and now he himself tends to the animals since he has learned all about this type of work. Bunyod has a large family, a wife and four children. His wife is a homemaker, His main job is feeding the animals; his wife also helps in the business, milking cows and selling milk and dairy products. Bunyod is planning to increase the number of animals he owns, and thereby increase his capital. He has many plans for the future; he wants to build a house, have his children educated in fine higher educational institutions, and buy himself a car. He works very hard so he can achieve these goals. They live in a rural area, and many of his friends and relatives have left for jobs in the Russian Federation, but he cannot leave his loved ones and go so far away. Therefore Bunyod has come to to Arvand for financial support, for a loan. Bunyod plant to use the money earned with the loan to purchase livestock and expand his business. He hope that this loan will help him to realize his plans.
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Бунёд с самого детства занимается разведением скота. Он раньше помогал отцу откармливать скот, теперь сам ухаживает за скотом так как всему этому уже научился. У Бунёда большая семья, жена и четверо детей. Его жена домохозяйка. Откорм скота является основным его делом, жена также помогает в бизнесе, она доит корову и продает молоко и молочные продукты.
Бунёд планирует увеличить поголовье скота и соответственно увеличить свой капитал.У него очень много планов на будущее,хочет построить дом, обучить своих детей в хороших высших учебных заведениях, купить себе автомобиль и для того,чтобы добиться всего этого он очень трудиться. Они живут в сельской местности, и многие знакомые и родственники уехали в Российскую Федерацию, но он не может оставить своих близких и уехать так далеко. Поэтому Буньед обратился за финансовой поддержкой в организацию Арванд за кредитом.
На полученный кредит Буньед планирует купить скот и расширить свой бизнес. Он надеется,что этот кредит поможет ему реализовать свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 163
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Bunyod to buying cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 2, 2013
Feb 24, 2013
Currency Exchange Loss:
Sep 17, 2013