Emma is 37 years old, single, and lives in Kakata Town, the capital city of Margibi County – that is the highest producing rubber plantation in Liberia. She has two children, ages 4 and 7 years old, that are in school and live at home. She stopped her education at Grade 7. For the past five years, she has been selling used clothes from a table in the local market. She focuses on used clothes because sellers of used clothes are not many in the market where she sells, and customers are many. She established her business with a loan from her mother. She enjoys the independence her business gives her. She is requesting a loan to buy more used clothes for her business. Her plans are to build a house for her children.