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Ramón Alejandro
Alejandro is a 31 year old young man. He is from the town of El Sauce, where the famous milk and honey abound. He is single with a young school aged daughter. He has earned a living since he was very young. Right now, he works as a security guard. Despite it being a very risky job, he does it with much hard work and dedication.

His job allows him to give the best that he can to his only daughter, who is the most valuable thing that he has. Today, he thanks God for having a job, when many in Nicaragua don't have one.

Due to his low salary, sometimes he can't cover some expenses. He decided to ask for a loan from Ceprodel to buy some school supplies for his daughter. She began the school year and he wants to give her the best so she will have no obstacle in her road to learning.

He hopes to have the support of the Kiva and Ceprodel investors so they will finance this loan and be can make this investment in his daughter's future.
View original language description ↓
Alejandro es un joven de 31 años, originario del municipio de El Sauce donde abunda la famosa leche y miel, soltero con una pequeña niña en edad escolar que se gana la vida desde muy joven, actualmente labora como Guarda de Seguridad y a pesar que es un trabajo muy riesgoso lo desempeña con mucho esmero y dedicación.

Trabajo que le permite darle lo mejor que puede a su única hija que es lo más valioso que tiene.

Hoy le da gracias a Dios por contar con un empleo cuando muchos en Nicaragua carecen de esto.

Debido a que por su bajo salario muchas veces no puede cubrir algunos gastos optó por solicitar un crédito en Ceprodel para comprar útiles escolares para su hija, ya que inició el año escolar y quiere dotarle de lo mejor para que no tenga ningún obstáculo en el camino de su aprendizaje.

Espera el apoyo de los inversionistas Kiva y Ceprodel para que le financien este préstamo y poder cumplir con esta inversión que es para el futuro de su hija.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 157
    View loans »
    Nicaragua Loans Fundraising
  • $24,077,475
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Ramón Alejandro to buy his daughter school supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 22, 2013
Currency Exchange Loss:
Mar 18, 2014