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Ervin De Jesús
El Sauce is a town surrounded by gentle lands where corn is grown to produce tortillas, sesame which is processed into cooking oil, and beans which are one of the typical dishes eaten daily by residents of El Sauce.

In this marvelous piece of land dwells Ervin de Jesus, a 51-year-old man who has spent almost his whole life working as an inspector of diseases which are carried by mosquitoes, and who struggles day by day to encourage the population to maintain cleanliness in their home to avoid these types of diseases that above all attack children and the elderly.

Ervin is a responsible person and homeowner who has tried to give the best to his wife and his two children within his ability.

At this time he has the need for a loan to cover the educational expenses of his children, to pay for school supplies, uniforms, school shoes and tuition, since his salary does not cover these expenses which he will have to incur at the start of the school year. He trusts God that Kiva's lenders, through Ceprodel, will finance this loan so he can carry out this investment in the future of his children.
View original language description ↓
El Sauce es un poblado rodeado de tierras bondadosas donde se cultiva el maíz del cual elaboran la tortilla, ajonjolí del cual procesan el aceite para cocinar, frijoles el cual es uno de los platos típicos que a diario comen los Sauceños.

En este maravilloso pedacito de tierra habita don Ervin de Jesús un señor de 51 años que se ha dedicado casi toda su vida a laborar como inspector de enfermedades las cuales son provocadas por los mosquitos y que lucha día a día para sensibilizar a la población que mantengan el aseo en sus vivienda para evitar este tipo de enfermedades que atacan sobre todo a niños y ancianos.

Don Ervin es una persona responsable, hogareño que ha tratado de dar lo mejor a su esposa y sus dos hijos bajo sus posibilidades.

En este momento tiene la necesidad de un crédito para cubrir los gastos escolares de sus hijos, para comprar útiles escolares, uniformes, zapatos escolares y pago de colegiatura, ya que con su salario no cubre estos gastos que se tienen que hacer al iniciar el año escolar.

Confía en Dios que los inversionistas de Kiva a través de Ceprodel le financien este préstamo para poder llevar a cabo su inversión que es para el futuro de sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 149
    View loans »
    Nicaragua Loans Fundraising
  • $23,166,475
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ervin De Jesús to pay for school supplies, uniforms, shoes, and tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 22, 2013
Currency Exchange Loss:
Mar 18, 2014