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Flora, age 39, operates an animal husbandry business, like most rural people in northern Albania. She has been engaged in her business for almost 20 years.

She and her husband Dod (shown with her in the picture) have three children between the ages of eight and 16 years old. Dod helps Flora in the business because, as she says, "This makes it easier for me. While I take care of the animals and do the milking and feeding, he takes the milk to the local market."

Since dairy is considered one of the most staple foods in their region, they report that their earnings from this activity are not bad.

Flora now wants to expand their existing stable, since she is planning on adding some more cows and goats to the herd. She has requested a loan for this purpose.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 38
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 105.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Flora to expand her stable, since she will be adding more animals to the herd soon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 23, 2013
Currency Exchange Loss:
Mar 17, 2014