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Deo is 35 years old, married, and has four children, who are aged 8, 6, 4, and 2 years. As a way of taking care of the family, Deo ventured into farming on a small scale to generate income. With what he has earned from the farming business, Deo has been able to educate his children and to begin construction of a residential house, though it is not yet complete.

He wants a loan of 500,000 Ugandan shillings to complete his house, so he can see the family in a decent environment.

Deo is always challenged by the changing weather conditions that affect agricultural production, plus the fluctuations of prices for agricultural products on the market. His dreams are to start up another income-generating activity, and to engage in the farming business on a larger scale. Deo would like the lender to continue with the partnership, to enable his dreams to come true.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 215
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,677.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Deo to buy building materials for completion of his family's house.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Feb 23, 2013
Currency Exchange Loss:
Aug 17, 2013