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Latifa, age 31, and her husband run a small general store business from a corner of their house. She has three years of experience in this field and the business is successful. Her husband assists her by purchasing stocks of goods from the market, where he has maintained many contacts over the years.

Latifa and her husband have four children, and she is motivated to provide her family with high-quality food and clothing and good health.

She wants to grow her business, so she has requested a loan in the amount of Rs. 25,000, which she will use to buy biscuits, beverages, and packs of salt in order to meet with the increasing demand at her store.

She is expecting a boost in her earnings and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Latifa to buy biscuits, beverages, and packs of salt.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 9, 2013
Mar 1, 2013
Currency Exchange Loss:
Jan 17, 2014