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Judith is a single mother of four; all her children go to school. She also takes care of additional family members (a sister and brother). She resides in a rented house; the family has access to electricity and piped water. Her monthly expense includes rent, school fees and feeding the family.

She owns a bar and has been in this business for 10 years. She has applied for a loan of 2,000,000 Uganda shillings from MCDT SACCO to buy more beer, soda, gin and local brew. Her major business challenges include seasonality and defaulters. She hopes to own a fully stocked bar and also to build her own house.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,677.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Judith to buy more beer, soda and local brew for her bar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 20, 2013
Feb 23, 2013
Currency Exchange Loss:
Jul 17, 2013