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This is 33-year-old Mohamed M. He is married and has 3 children aged 4, 3 and 1; one is in school. He has 3 additional dependents, who live with him to be foster and help in business.

In 2001, Mohamed M. established his nails, hammers, levels, spanners, lamp holders, bulbs, painting brush, extensions etc. business. He began his business because he stopped in Form 4 for lack of support for his education. He used to assist his mother in business and when he dropped out of school his mother gave him some amount of money to start a building materials business. Working 7 days a week and 11 hours a day, he earns about 1,875,000 Leones (SLL) every month from this business.

He would like a loan in the amount of 4,000,000 SLL. Mohamed M. requires a loan in order to buy nails, extension cables, solvents, lamp holders, electric bulb and hammers. In the future, Mohamed M. plans to educate his children and younger ones, build a house and open a shop. This loan will help to improve the business and generate more income. Inadequate capital is his major challenge. He is a hardworking and trustworthy business man. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 30
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,326.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mohamed to pay for more tools.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 23, 2013
Currency Exchange Loss:
Aug 17, 2013