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Safar is 42 years old and is married with four children. He is a very kind and hard-working man. His wife and children are most important to him and he does everything he can so his family has everything they need. Safar is involved in raising livestock. Since he lives in a rural village, this line of work is very much in demand. He started working in livestock 16 years ago. He has a dairy cow which gives 10-12 liters of milk a day. Safar's wife does the milking and she makes dairy products, which she sells to her neighbors and acquaintances. She helps her husband in this way. Since this is his sole source of income, Safar is trying to increase his business and buy one more cow, but at the moment he is in need of money. At the advice of of his friends, he decided to apply for a loan with Arvand in hopes of fulfilling his plans. On receiving his loan, Safar plans to buy one more cow and feed for his animals to increase his business.
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Сафар мужчина в возрасте 42 лет. Он женат имеет четверых детей. Сафар очень трудолюбивый и добрый человек. Для него самое дорогое это его жена и дети. Он старается делать все чтобы его семья не в чем не нуждалась. Сафар занимается откормом скота. Так как он живет в селе этот вид деятельности очень актуальный. Этим видом деятельности он начал заниматься 16 лет тому назад. У него имеется дойная корова которая дает по 10-12 литров молока. Его жена доит корову и производит молочные продукты. Она продает эти продукты своим соседям и знакомым. Таким образом жена помогает своему мужу. Так как это их единственный доход Сафар старается развивать этот бизнес и купить еще одну корову, но на данное время он нуждается в денежных средствах.
По совету знакомых Сафар решил подать заявку на кредит в организацию Арванд в надежде на осуществление своих планов. На полученный кредит Сафар планирует купить еще одну корову и корм для скота и дальше развивать свою деятельность.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Safar to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 23, 2013
Currency Exchange Loss:
Dec 17, 2013