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Noern's Group
In this Group: Noern, Saret
Originally from a rural village of the Sampov Meas district of Pursat province, Noern is a 38-year-old married mother of six children, three of whom are dependent on her and still too young for school.

Rice farming has been the main source of her family’s income for several years, and to better support the family and help to earn more income, her husband works as a paid construction worker in local area. They can earn about 33,000 KHR per day to meet the family’s needs and manage to save about 15,000 KHR each day for future needs.

Noern has been with VisionFund for one cycle and completely paid back the past loan, while the other member is just with VisionFund this cycle. Now she is leading her group to apply for a loan. Noern, who is the leader, wants to use her portion to buy a buffalo to help her in the rice field. She hopes to increase her crop yield so as to improve her standard of living and send her children to school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 249
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noern's Group's $1,525 loan helped a member to buy a buffalo to help in the rice field.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 19, 2014