Bezhan is a 68-year-old retired farmer. He lives in the district of Khashuri with his 68-year-old retired wife, 42-year-old daughter and two grandchildren. His older grandson is helping Bezhan run the family business and the younger one goes to school. Bezhan has two oxen, which he uses to transport wood from the forest and sell it among his villagers. The family also owns a plot of land where they grow beans and a vineyard. With the harvested grapes, Bezhan makes wine and sells it with his harvested beans at the local market. He is a very hardworking man and has been in this business already for 50 years. With the requested loan, Bezhan wants to buy a milk cow. He will milk it and make cheese, which he will sell at the local market. It will increase his family's income and the profit will be used to improve his family's living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.