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Adora Mandiri Group
In this Group: Fitriah, Fitriana , Mimin
Fitriah, age 39, is the leader of this group of entrepreneurs. Fitriah lives in the village of Bale Kambang east of Jakarta with her husband, who is a driver, and their three children, who currently attend elementary school and junior high school.

As her husband's income is not enough to fulfill their needs and pay their children's school fees, Fitriah sells ready-to-wear clothing to earn additional income. This is necessary because the children are enrolled in a private school, where school fees amount to 250,000 IDR per month and books cost 500,000 IDR. Fitria has been engaged in her clothing sales venture for three years now.

With the help of this loan, Fitriah and her group members will be able to expand their businesses, make more sales, and consequently improve their living conditions. Fitira will use her share of the loan (2,500,000 IDR) to buy blouses, jeans, long pants, and Muslim fashion items in larger quantities to add to her current stock and to offer for sale.

Her dreams are to establish a shop and to see her eldest daughter become a flight attendant.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,197,675
    Funds lent in using Kiva
  • 9,704.0
    Indonesia Rupiahs (IDR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Adora Mandiri Group's $775 loan helped a member to buy blouses, jeans, long pants, and Muslim fashion items to offer for sale.
95% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 23, 2013
Currency Exchange Loss:
Mar 22, 2014